Founders and owners
The business is not the only balance sheet.
Entrepreneurial wealth is often concentrated, illiquid and entangled with the operating company. Personal capital, ESOP proceeds, real estate and the next venture sit beside a business that still requires the founder’s attention.
Context
India’s private enterprise is creating substantial personal wealth. The transition from operator to owner of capital is a change of system, not merely a change of product — and it is what allows a life beyond the firm.
Approach
Cosmaeon helps founders see personal wealth as a second architecture — related to the business, but not identical to it — so liquidity, risk and legacy can be designed rather than improvised.
Capabilities
- Separation of operating and personal capital
- Concentration and liquidity mapping
- Post-liquidity architecture
- Public/private allocation after a realisation event
- Tax-aware sequencing of decisions
- Family and next-generation context
Relevant platform modules
- Portfolio Intelligence
- Scenario Analysis
- Liquidity
- Risk
- Tax & Fees
- Private Markets
