After the role
The salary has stopped. The capital has not.
A long life without employment income is a question of cash and of purpose. A pension, a house, and market accounts rarely sit in one picture.
Context
India-connected families reach this point when a company has been sold or handed on, or a career has simply ended. What remains has to fund many years, and it has to be readable by a spouse.
Approach
Retirement capital is read as spending first, and as an allocation second. What must stay in cash. What can remain invested. What should be simple enough for someone else to run.
Capabilities
- Spending and pension set against market capital
- Liquidity across a long horizon, not one year
- A picture a spouse can read
- Concentration left from a business or a career
- Tax on withdrawals and on what is passed on
- What the next generation needs to know
Relevant platform modules
- Liquidity
- Portfolio Intelligence
- Tax & Fees
- Risk
- Scenario Analysis
- Reporting
